While bankruptcy may be a life vest for most people drowning in debt, choosing to file is never an easy decision. For some financially distressed debtors, bankruptcy may not always be the best option.
Jason Athas
Automobiles: Buying vs. Leasing
There are many things to consider when deciding whether to buy or lease your next new automobile. To help you decide, we are reprinting an excerpt from www.leaseguide.com, with their permission. This website will give you the answers and information necessary for you to make an educated and informed decision.
Facing Foreclosure?
Scammers are targeting people having trouble paying their mortgages. Some claim to be able to “rescue” homeowners from foreclosures, while others promise to modify your loan – for a fee. The Federal Trade Commission, the nation’s consumer protection agency, wants you to know how to avoid scams that could make your housing situation go from bad to worse.
Budgeting methods
How to Choose the Right Budget System
The best system for you depends on what you’re trying to do — curb spending, pay down debt, build savings or something else.
Budgeting systems are designed to help you understand and evaluate your relationship with money. While all share a common goal, they often use distinct tactics to get you there.
We’ve narrowed down some options to help you find one that resonates. Use these recommendations as a guide.
Scams That Target Military Personnel and Their Families
Scam artists who prey on members of the military and their loved ones have no shame. But there are ways to avoid getting ripped off by these heartless crooks.
Debit, Credit and Prepaid Cards: There Are Differences
Many consumers use debit, credit and prepaid cards, often interchangeably; however, these three types of cards are quite different.
Free trials can be costly
Free trials can be costly
Getting free stuff is cool…until it isn’t free. It is decidedly uncool when, after luring you in with “free trials” for products you might like, a company hits you with surprise charges during the supposedly “free” trial period.
Can You Have Too Much Credit?
Credit scoring formulas don’t punish people for having too many credit accounts, but too much debt can hurt scores.
When a Saver Marries a Spender, Every Penny Counts
If you’re a penny pincher but your spouse is loose with the family purse strings, money arguments may frequently erupt. Thinking of yourselves as two sides of the same coin might help you appreciate your financial differences.
National Do Not Call Registry
Are you tired of getting telemarketing calls at all hours of the day on your cell phone, or at night when you are trying to relax? There is a way to eliminate most of these calls completely by registering your numbers with the National Do Not Call Registry.