Both you and your landlord have rights and responsibilities. By law, your landlord is required to keep your unit in good and safe working order and to follow relevant state and local codes.
Jessica Francese
Pre-Deployment Tips
You can take steps to protect your finances and credit while you’re protecting our country. Before you ship out on a military deployment, read these tips and talk with your family.
What is an active duty alert for members of the military?
The Fair Credit Reporting Act allows members of the armed forces who are on deployment to place an “active duty alert” on their credit reports.
FAQ Your rights regarding credit card debt under the Servicemembers Civil Relief Act
Frequently Asked Questions
I have an existing credit card balance. Can I get any relief from the finance charges?
Soldiers’ and Sailors’ Civil Relief Act Provides Umbrella of Protection
American Forces Information Service
If you’re a reserve component service member called to active duty, you’re protected by a law that can save you some legal problems and possibly some money as well.
Avoiding Identity Theft
According to the Federal Trade Commission, over half a million Americans will have their identities stolen each year. The most common types of identity theft are:
Medical Identity Theft
Could identity thieves be using your personal and health insurance information to get medical treatment, prescription drugs or surgery? Could dishonest people working in a medical setting be using your information to submit false bills to insurance companies?
Saving On Your Homeowners Insurance
As with any insurance purchase, it is important to evaluate coverage and research your options to find the best coverage for your dollar. Here are some tips from the National Association of Insurance Commissioners (NAIC) to help you save money on your homeowners insurance.
Should You Refinance?
Interest rates have fallen so much, it may seem like a no brainer to refinance your home mortgage.
Face Your Mortgage Issues Directly and Realistically
Nobody likes to take a call from the collections department. It doesn’t matter if the call is about a credit card, a utility bill, a bounced check or anything else that may be delinquent. Avoiding the issue may seem like a good strategy to those who really hate conflict, but it is usually the worst thing you can do. This is especially true when it comes to a mortgage.