Given the large upfront costs associated with purchasing a home, most young people begin renting an apartment which is the first step in independency. As they build careers, save money, and start families, many choose to buy a home and take that next step to building wealth. Homeownership establishes a stable environment for families; especially children and creates community involvement that reduces crime, blithe, and depreciation. Debt Management Credit Counseling (“DMCC”) offers homebuyer education workshops and one on one counseling for future home buyers.
During our First Time Home Buyers Workshops attendees will learn about a number of topics, including:
- Budgeting, saving for a home, and down payment assistance options
- Determining when you are ready to buy
- Credit analysis
- The mortgage loan process and affordability
- Choosing the right home for you
- The home inspection process
- Homeowner responsibilities and home maintenance
DMCC is a HUD approved counseling agency for the State of Florida. Many of our certified counselors on staff help families achieve short to long term financial goals. During the one on one counseling sessions, we provide action plans that will help you obtain a sustainable budget, improve your credit, decrease debt, and become mortgage ready. Everyone should take time to educate themselves on financial literacy, obtaining and maintaining good credit, and shopping for good mortgage.
Call us today at 866-724-3328 or email us at housing@dmcconline.org or visit us online at dmcconline.org.
DMCC is a 501 (c)3 nonprofit organization committed to educating consumers on financial issues and providing personal assistance to consumers who have become overextended with debt. Education is provided free of charge to consumers, as well as personal counseling to identify the best options for the repayment of their debt. To speak to a certified credit counselor, call toll-free 866-618-3328 or email contact@dmcconline.org.DMCC is located at 1330 SE 4th Ave, Suite F, Fort Lauderdale, FL 33316.